Investor relations

Northmill offentliggör årsredovisning 2025

Northmill publicerar årsredovisningen för 2025 med rekordhögt resultat. Vinsten före skatt ökade med 56 % och portföljen växte med 30 %, vilket stärker bankens position i Norden.

Northmill rapporterar exceptionellt stark och lönsam tillväxt i första kvartalet 2026

Northmill levererar stark lönsam tillväxt i Q1 2026 med 68 % högre resultat och 43 % portföljtillväxt, och stärker sin position som en ledande nordisk digital utmanarbank.

Northmill stänger framgångsrikt sin första Additional Tier 1-obligation

Northmill emitterar sin första AT1-obligation om 275 MSEK. Emissionen blev övertecknad och stärker bankens kapitalstruktur och fortsatta tillväxt.

Northmill lämnar finansiell uppdatering för första kvartalet 2026

Northmill rapporterar stark Q1-tillväxt med 68 % ökat resultat, växande kundbas och plats på FT1000-listan över Europas snabbast växande bolag.

Northmill Bank utsett till ett av Europas snabbast växande företag av Financial Times

Northmill Bank har utsetts till ett av Europas 1 000 snabbast växande företag i Financial Times FT1000 2026-lista. Banken är ett av 20 svenska företag på listan och är inkluderad för tredje gången.

Northmill Bank stärker finansieringen med stöd från EIF och InvestEU

Nu stärker Northmill Bank sitt låneerbjudande genom ett garantiavtal med Europeiska Investeringsfonden (EIF), ett viktigt steg för att bidra till fortsatt tillväxt bland Sveriges småföretag.

Northmill Bank lanserar premiumplan för sitt populära kort

Northmill lanserar en premiumplan till sitt populära bankkort – med cashback, loungeaccess och utökat försäkringsskydd.

Northmill Bank stärker industribolaget PaperShells tillväxtresa

Efterfrågan på hållbara material ökar och rätt förutsättningar behövs för att skala produktionen.

Northmill Group – Q4- och helårsresultat 2025

Northmill presenterar rekordhöga resultat för Q4 och helåret 2025: Kraftig utveckling inom B2B och B2C-tillväxt som överträffar marknaden

Northmill Bank stärker företagserbjudandet med lansering av företagskonto

Northmill Bank lanserar företagskonto och tar nästa steg mot att bli fullservicebank för företag.

Northmill – Most awarded EU-based bank at the Banking Tech Awards 2025

Northmill Bank becomes Europe’s most awarded bank at the Banking Tech Awards 2025, recognized for SME innovation and visionary leadership.

Northmill stänger framgångsrikt sin första Tier-2-obligation 

Northmill har framgångsrikt stängt sin första Tier-2-obligation om 100 MSEK, vilket stärker kapitalbasen och skapar utrymme för fortsatt lönsam tillväxt.

Empowering PSPs every step of the GetSwish journey

Swish sets the standard for payments in Sweden. Northmill helps PSPs connect fast, stay in control, and deliver trusted payment solutions.

Northmill Group AB (publ), delårsrapport Q3 2025

Northmill presenterar rekordresultat för andra kvartalet i rad: Stark utveckling för B2B och exceptionell tillväxt inom bankkort 

Northmill Bank becomes a key banking partner for direct Swish participation

Northmill Bank’s debit card named best for travel by Kortio

Northmill Bank’s debit card has been named the best for travel 2025 by Kortio, Sweden’s leading card comparison site.

Northmill Bank lanserar bolåneprodukter

Ger fler möjlighet till ekonomisk trygghet med bostaden som säkerhet

Handboken för att klara en finansiell kris

Ny svensk handbok i finansiell krisberedskap: Så säkrar du ekonomin i en skakig tid

Philip Eide blir ny marknadschef på Northmill Bank

Northmill Bank utser Philip Eide till ny marknadschef med uppdrag att stärka varumärket och driva tillväxt inom både konsument- och företagsaffären.

Northmill Group AB (publ), delårsrapport Q2 2025

Rekordkvartal för Northmill när bankkort och B2B visar exponentiell tillväxt

Northmill Group AB (publ), Interim Report Q1 2025

Strong transaction growth and reduced credit losses generate sharp profit increase

Northmill Bank ny partner till NyföretagarCentrum – stärker stödet till Sveriges nya företagare

Northmill och NyföretagarCentrum samarbetar för att göra det enklare att starta företag, med särskilt fokus på kvinnor och utlandsfödda entreprenörer.

Julie Chatterjee ny VD för Northmill Bank

Northmill Bank utser Julie Chatterjee till VD för att förbättra kundupplevelsen och driva tillväxt.

Northmill Bank x Småföretagarnas Riksförbund

Ett partnerskap för att stötta Sveriges småföretagare med förmånliga finansiella lösningar.

Privata Affärer praises the Northmill card: “No fees”

Privata Affärer applauds Northmill’s fee-free debit card, offering 2% interest savings and innovative financial benefits.

Finaro, Mastercard, Northmill and NMI partner to pioneer first Cloud Commerce deployment in Europe

Finaro, Mastercard, Northmill, and NMI launch Europe's first Cloud Commerce solution, enabling contactless payments via smartphones.

Northmill connects to Swish

Northmill Bank connects to Swish, enhancing its services for over 2,500 business customers.

Start using Source Generators. It's easier than you think

Northmill explains how source generators simplify coding by automating code production, boosting efficiency for developers.

Northmill launches Apple Pay, a debit card and an account

Northmill launches Apple Pay, offering secure, contactless payments for users via iPhone, Apple Watch, iPad, or Mac.

Northmill boosts conversions with ThoughtSpot.

Northmill boosted its conversion rate by 30% by improving the onboarding process with ThoughtSpot analytics.

Northmill introduces WeMeet

First bank to offer personal video calls

Platform-agnostic banking - why all your excuses are outdated

Northmill Bank implements React Native to develop platform-agnostic applications, streamlining development and enhancing customer experience.

Northmill acquires tech-company to help merchants modernise shopping

Northmill acquires Moreflo to modernize shopping experiences, empowering merchants with seamless in-store and online solutions.

Life at Northmill - Henrik Engström: “Without people who share our vision, we don’t exist”

How much do skills and experience matter? For Henrik Engström, head of Talent Acquisition at Northmill, there are other important pieces of the puzzle.

Tord Topsholm new CEO at Northmill Bank

Tord Topsholm appointed as Northmill Bank's new CEO to drive growth and take the neobank to the next level.

Sofia Wingren new Board Member at Northmill Bank

Northmill Bank appoints Sofia Wingren to the board, bringing experience from MTG and EF Education First.

Northmill expands to Norway

Northmill Bank launched Reduce in Norway to help customers lower interest rates on existing loans.

Event Driven Architecture - the story of how we build Microservices

What is Event Driven Architecture and how does it help us to scale a Microservice infrastructure? In this deep dive we will try to give you the answers!

Northmill Bank has been granted a Visa Principal license

Northmill Bank has been granted a Visa Principal license, enabling the neobank to offer customers more control, flexibility, and innovative features.

Life at Northmill - Jarosław Mutwil: “My dream is to climb that mountain in Nepal”

Jarosław Mutwil prefers not to choose. As a Development Manager at Northmill, he constantly aims to develop himself.

Life at Northmill - Michaɫ Górski: “Kind of a renaissance man like Da Vinci”

Michaɫ Górski from Poland is responsible for the day-to-day tech-operations, pretty much inspired by Leonardo da Vinci with a modern spirit.

Northmill Group AB (publ) publishes its Annual Report and Sustainability Report 2020

Stockholm, Sweden 30 April 2021 - Northmill Group AB (publ), org. no. 556786-5257.

Reflections from “The Data King”

Northmill Bank implemented Snowflake's Data Cloud, Fivetran, and Matillion in under 12 weeks, enhancing scalability, compliance, and customer experience.

Northmill Bank launches an initiative to support women’s football in Sweden

Northmill Bank launches "Power of We" to support women's football in Sweden's divisions 1 to 5.

Northmill Bank launches an initiative to support women’s football in Sweden

– The initiative Power of We starts with 32 clubs from Division 1 to 5

Northmill Bank recognized by Financial Times as one of Europe's fastest-growing companies.

Northmill Bank was recognized by Financial Times as one of Europe’s fastest-growing companies for the second year in a row.

Northmill Bank recognized in Financial Times’ ranking as one of the fastest growing companies in Europe

For the second consecutive year, Northmill Bank has been recognized by the Financial Times as one of the fastest growing companies in Europe.

How Northmill is using Tink to streamline banking

By plugging Tink’s account aggregation technology into its app, Northmill will leverage open banking to deliver a seamless and relevant customer experience.

Life at Northmill - Ana Cancino: “It’s a paradise climate”

Ana Cancino, software engineer at Northmill Bank, shares her journey from Venezuela to Sweden and her passion for creating customer-focused financial products.

“You don’t need a camera in Sicily”

A product specialist. A plant lover. And a bilingual traveler with a beating heart for a home she never lived in.

Our road to autonomous product teams

A deep-dive from the inside - how we learned the best team setup for our neobank, by Łukasz Wójcik

Northmill Bank introduces its third savings account

Northmill Bank introduces a 24-month fixed-rate savings account with state-provided deposit insurance, enhancing its savings product lineup.

Northmill Bank partners with Tink

Swedish neobank Northmill Bank and the open banking platform Tink, have started a collaboration that will open up new opportunities.

Northmill Bank becomes a member of the Swedish Central Bank’s payment system RIX

Northmill Bank becomes a member of the Swedish Central Bank's payment system, RIX, enhancing its independence and enabling the addition of new, personalized banking products.

The technology that expects the unexpected

How Northmill Bank creates future conditions for a relevant banking experience

The Power of We

Northmill Bank's "The Power of We" initiative emphasizes a collaborative work environment, integrating employee input into office design to foster innovation and reflect core values.

Northmill introduces new tailored product in Finland

Northmill, whose mission is to improve everyone's financial life, launches a new product that will lay the foundation for future growth on the Finnish market.

Amazon AWS and Northmill Bank - building a cloud-only neobank

Northmill Bank partners with AWS to enhance scalability, security, and agility, delivering innovative cloud-based banking services.

Reflections on our first anniversary as a bank

Northmill Bank celebrates its first anniversary, launching 8 new products, achieving 90% customer satisfaction, and ranking 4th in solidity

"Sign language is my mother tongue"

Northmill Bank launches tailored customer support in sign language, led by Carolina Agerberg, fluent in sign language.

Northmill Bank launches its own service for people with hearing impairment

– Tailoring customer service for 1,4 million Swedes with hearing impairment

Interim Report January - June 2020

Northmill's interim report for January–June 2020 shows a 33% increase in the total credit portfolio to SEK 1,441 million and a 10% rise in net interest income to SEK 168.1 million.

Updated timetable for redemption of all 2018/2021 bonds

Northmill updates the redemption timeline for 2018/2021 bonds, finalizing on September 11, 2020, before delisting.

Attracting Talent

In part two of our series with Margareta Lindahl, Northmill Bank Chairwoman, we explore culture's role in the modern economy.

Northmill Group AB (publ) redeems in full all 2018/2021 bonds

Northmill Group AB redeems all outstanding bonds, ensuring full repayment with accrued interest before delisting

Inside Northmill — Leadership and organization

We met up with Margareta Lindahl, Chairwoman of the Board at Northmill Bank, to learn how emerging technology affects leadership and organization in an industry in constant change

Challenging the banking experience

Northmill Bank, Sweden’s 4th most solvent bank, uses agile teams and advanced tech to deliver 90%+ customer satisfaction

Northmill Bank broadens its savings offering

Northmill Bank broadens its savings offering with a new fixed-rate account, backed by state-provided deposit insurance

Interim Report January - March 2020

Northmill's Q1 2020 report shows a 47% increase in total credit portfolio to SEK 1,598 million and a 29% rise in net interest income to SEK 87.5 million.

Northmill Group AB (publ) publishes its Annual Report and Sustainability Report

Stockholm, Sweden 30 April – Northmill Group AB (publ), org. no. 556786-5257.

Northmill attracts top talent

Northmill continues its growth journey, attracting top talent to revolutionize the financial industry.

Northmill Group AB (publ) repurchases additional Bonds

Northmill Group AB (publ) has repurchased additional bonds with a nominal value of SEK 85 million, aiming to improve net interest income

Northmill invests in customer experience

- A vital step to meet all customers on their terms

Financial Times recognizes Northmill as one of the fastest growing companies in Europe

Financial Times has in its yearly list FT 1000 recognized the Swedish tech bank Northmill as one of the fastest-growing companies in Europe.

Northmill Q4 Year-end report 2019

Northmill Group AB increased its loan portfolio by 36.6% and invested in IT and product development for long-term growth.

Northmill receives Di Gasell award

Northmill Bank har för tredje året i rad tilldelats Di Gasell-utmärkelsen av Dagens Industri som ett av Sveriges snabbast växande företag.

Interim report January-September 2019

Northmill’s interim report for Jan–Sep 2019 shows 26.7% loan growth to SEK 1,285M and a 3% rise in net interest income to SEK 229.4M.

New Chief Credit Officer at Northmill

Northmill Bank rekryterar Johan Nordström som Chief Credit Officer för att stärka kredit- och analysavdelningen

Northmill talked neobanking at Nordic Tech Day

Northmill Bank participated in Nordic Tech Day 2019, discussing the development of their cloud-based digital mobile bank and future opportunities.

“This is not a one-man show”

Northmill's culture is built on CRAFT values: Curious, Relentless, Active, Focused, and Thorough, driving innovation and customer focus.

Northmill receives license to conduct banking operations from the SFSA

Northmill Bank received a banking license from the Swedish Financial Supervisory Authority in 2019, enabling the launch of savings accounts, payment services, and cards.

Q2 Interim report January – June 2019

Northmill increased revenues slightly in H1 2019 while focusing on growth investments and delivering a 30% return on equity.

“We live in a PSDX by design era”

We interviewed our very own security expert and PSD2 specialist, Ninos Gawrieh. And since we had so much to talk about, we decided to split the interview into two parts.

Northmill Group publishes bond prospectus and applies for listing of the bonds on Nasdaq Stockholm

Northmill Group publishes bond prospectus and applies for listing of the bonds on Nasdaq Stockholm

Northmill publishes its year-end report 2018

Northmill increased revenues by 42% in 2018 and planned strategic investments to become a licensed bank.

Northmill appoints Daniel Roxö as new CRO

Northmill appoints Daniel Roxo as Chief Risk Officer to strengthen risk management and integrate it into core operations.

Northmill Group AB (publ) publishes its Interim Report Q1 2019

January–March 2019 (compared to January–March 2018

Northmill strengthening its position in Finland

Northmill Bank has strengthened its position in Finland by receiving the "Growth Company 2019" and "Achiever 2019" awards from Kauppalehti.

Northmill receives Achiever Award 2018

Northmill Bank received the Achiever Award 2018 for strong growth, profitability, and financial stability.

Northmill publishes Interim report January–September 2018

Northmill ökade intäkterna med 58% under januari–september 2018 och utsåg medgrundaren Hikmet Ego till ny VD.

Karl Källberg joins Northmills board

Northmill expands its Board of Directors with the new member Karl Källberg, who brings over 20 years of expertise in risk and analytics from the financial industry.

Niclas Carlsson joins Northmill as Group Legal Counsel

Niclas Carlsson joins Northmill as Group Legal Counsel, bringing expertise in IT and intellectual property law to strengthen the legal team

Northmill awarded as one of Sweden’s fastest growing companies in 2018

Northmill was recognized as one of Sweden's fastest-growing companies in 2018, receiving the Di Gasell award from Dagens Industri.

Northmill awarded as one of Sweden’s fastest growing companies in 2018

Northmill was recognized as one of Sweden's fastest-growing companies in 2018, receiving the Di Gasell award from Dagens Industri.

Northmill announces partnership with Zmarta

Northmill partners with Zmarta to offer transparent financial products, enhancing user experience and access to fair services.

Northmill Poland expands and moves to new offices

Northmill Poland expands, moving to a new office in Silesia Star to support growth and attract top talent.

Northmill is now officially a Payment Service Provider

Northmill is happy to announce that the company has been approved as a Payment Service Provider.

Northmill issues SEK 500 million senior bond.

Northmill Group AB (publ) has issued a senior unsecured bond of SEK 500 million, with a total framework of SEK 1,000 million and a 3-year tenor.

Northmill and Trustly announce collaboration for simpler real time transactions

Northmill och Trustly samarbetar för att förenkla kreditprocessen och möjliggöra realtidsbetalningar för 200 000 användare

Margareta Lindahl appointed Chairwoman of the Board

Northmill is happy to announce that Margareta Lindahl has been appointed the company’s new Chairwoman.